Some upgrades are difficult or impossible to do later. Tackle these projects now to save yourself the headache

Building a new home is a pleasure not everyone gets to experience. You get to construct your home exactly to your taste, with the components and finishes you want and can afford. Often you’ll be deciding what is worth the money to do now and what you’d prefer to save as a renovation project to do later. There are a number of factors to consider, including how long you plan to live in the home, whether you’ll be able to put upgrades directly onto your mortgage or pay out of pocket, and what upgrades are valuable for resale.

Upgrading later by doing it yourself can sometimes be a good plan allowing you to avoid paying the builder’s premium. But sometimes waiting will not only not save you money, it will cost you more in the end or create a headache when the upgrade is finally addressed.