What You Need to Know About Qualifying for a Mortgage
Optimize Your Bedroom For Maximum Sleep
We spend a third of our lives asleep. Not only is it necessary to stay healthy and functioning, but it’s also enjoyable to wake up feeling refreshed.
If you’re having trouble sleeping, there could be a number of things causing your insomnia. An easy way to help your body catch some zzz’s is to optimize your sleeping space for rest.
So how much sleep do you really need? If you’re under 18, you should aim for about 10 hours of sleep. (You’re even luckier if you’re an infant––babies spend about 16 hours of the day snoozing.)
One of the easiest ways to improve your sleep health? Painting your bedroom in a soothing color. Avoid matte finishes, or you may have more light reflected in your room. If you live in an apartment or rented property, check with management before trying this tip.
Also, invest in sheets that are at least 300-thread count and buy the most expensive mattress you can afford. Keep your house cool and your bedroom clean.
Blackout curtains are also an easy way to improve your sleep schedule. These curtains can help block out light and sound.
Don’t let technology leave you tired! Turn your phone off an hour before bed and sleep with your phone on silent.
Now that you’ve got your bedroom ready, it’s time to think about how your daily routine affects your sleep schedule.
Existing Home Sales: April 2017
Read more market information from the National Association of Realtors.
Gallup: Real Estate is Best Long-Term Investment
Every year, Gallup surveys Americans to determine their choice for the best long-term investment. Respondents are given a choice between real estate, stocks/mutual funds, gold, savings accounts/CDs, or bonds.
For the fourth year in a row, Real Estate has come out on top as the best long-term investment! This year’s results showed that 34% of Americans chose real estate, followed by stocks at 26%. The full results are shown in the chart below.
The study makes it a point to draw attention to the contrast of the sentiment over the last four years compared to that of 2011-2012, when gold took the top slot with 34% of the votes. Real estate and stocks took second and third place, respectively, while still in recovery from the Great Recession.
Bottom Line
As the real estate market has recovered, so has the belief of the American people in the stability of housing as a long-term investment.
Starter homes still lag in housing market
Do You Know the Cost of Waiting?
- The “Cost of Waiting to Buy” is defined as the additional funds it would take to buy a home if prices and interest rates were to increase over a period of time.
- Freddie Mac predicts that interest rates will increase to 4.8% by this time next year, while home prices are predicted to appreciate by 4.9% according to CoreLogic.
- Waiting until next year to buy could cost you thousands of dollars a year for the life of your mortgage.
The expansion of the NHL through the years [video]
A video depiction of the National Hockey League transforming from six teams to thirty-one teams #NHL100
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Why every graduation plays the same song
Downtown Bellevue Condos Coming: Will Help With Low Inventory
Condo development has been slow in Bellevue over the past few years. It’s no wonder, with the risk taken by the developers.
New construction of condominiums almost always results in litigation (thanks to the Washington Condominium Act). To protect themselves, developers acquire special insurance which can run upwards of $55,000 per unit, on top of construction costs! Because of this, many developers choose to build apartments instead. It is hard to blame them, considering they can lease out an entire building within 6 months for
New construction of condominiums almost always results in litigation (courtesy of the Washington Condominium Act). To protect themselves, developers must acquire special insurance which can run upwards of $55,000 per unit, on top of construction costs! Because of this, many developers choose to build apartments instead. It is hard to blame them, considering they can lease out an entire building within 6 months for top of market rents and recap their investment in a short amount of time.
Click Here for the entire article.
Why Does Music Make Us Feel?
From the Incomparable Jason Silva.
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