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HUD Provides $15 Million in Rental Assistance to Help Nearly 2,000 Families Stay Together

Family&houseIn 2009, an estimated 423,773 children lived in foster care in the U.S., as case workers helped to reunite them with their families or primary caregivers. Recently, the U.S. Department of Housing and Urban Development (HUD) announced nearly $15 million to help public housing authorities reunite foster children with their parents or prevent them from ever entering the foster care system.

HUD’s Family Unification Program (FUP) will make 1,931 Housing Choice Vouchers available for families whose inadequate housing is the primary factor in the separation or near separation from their children. In addition, FUP vouchers will provide stable housing for young adults (ages 18-21) who left or are aging out of the foster care system, preventing them from becoming homeless.

“It’s heartbreaking to realize that thousands of children live in foster care or are forced to live with other families simply because their parents can’t afford a home,” says HUD Secretary Shaun Donovan. “The funding provided today will keep thousands of families together under one roof.”

This funding allows local public housing authorities to work closely with local child welfare agencies to identify families with children in foster care or who are at risk of being placed in foster care and youth at risk of homelessness. These vouchers, like HUD’s Housing Choice Vouchers, allow families and youths to rent housing from private landlords and generally pay 30 percent of their monthly income towards rent and utilities.

According to the National Center for Housing and Child Welfare, it costs the federal government approximately $56,892 annually per family to place children into foster care. Yet the cost to provide housing and supportive services to one family averages less than $14,000 annually. Through this investment in FUP to reunify families who are separated due to housing problems, HUD will reunite nearly 3,500 children with their parents, thus saving $74 million in annual foster care expenditures. Cost savings are also considerable for young people aging out of foster care. The average annual cost of a FUP voucher for young adults is $5,600—a tenth of the estimated costs associated with undesirable outcomes such as homelessness, incarceration, and residential treatment.

“With this investment of FUP vouchers, Secretary Donovan continues to demonstrate his understanding of the critical role stable housing plays in keeping families together and safe,” says Ruth White, Executive Director of the National Center for Housing and Child Welfare. “We applaud HUD for leading the way to kind of interagency resource sharing that will reunify thousands of children with their families, prevent homelessness among youth aging out of foster care, and ultimately reduce costs.”

HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes: utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination; and transform the way HUD does business. More information about HUD and its programs is available on the Internet at www.hud.gov and espanol.hud.gov

Online shelter magazines are gaining readers

Some traditional shelter magazines (Better Homes and Gardens, Architectural Digest, Martha Stewart Living, and others) have survived the ups and downs of readership, but others have shut down their printing presses. In the last several years, periodic publications with a focus on interior design, architecture, gardening, or home furnishings are thriving over the internet.

Take Domino, for example. This shelter magazine folded in 2009, and Michelle Adams, a 24-year-old assistant at the time, has gone on to become editor in chief of Lonny, which she co-founded. According to real estate blog Curbed, Adams is the ‘grande doyenne,’ or the great lady, of the online shelter field, because a lot of people are trying to follow her path.

Do online publications get significant readership? According to information provided by the magazines, it appears that younger, fashion-conscious women are reading in large numbers. Jenn Newman is a 34-year-old artist from Brooklyn and a devoted fan of Lonny. She says that the magazine’s approach ‘takes the snobbery out of design’ and offers a ton of ‘eye candy.’

Up there among the high-profile Lonny are Rue and High Gloss. But really, there’s something for everyone. And many of the traditional favorites offer online versions of their printed publications.

The Integral House in Toronto – Canada

The Integral House is a place for architecture, music and performance located at the edge of a Toronto ravine. Dr. James Stewart decided to spend most of his money on a residence. He spent some $24 million for this house, but specialists say that it is worth the price. He used for his dream relatively unknown pair of architects, Brigitte Shim and Howard Sutcliffe of Shim Sutcliffe to create his residence. Stewart was not looking to build just a residence, but he also wanted a private concert hall and lots of curves. Integral House incorporates an airy space in which chamber groups and soloists can perform to audiences of as many as 150 people. It cots $24 million US, 18,000-square-foot Integral House was completed.

integral house The Integral House in Toronto   Canada

integral house1 The Integral House in Toronto   Canada

integral house2 The Integral House in Toronto   Canada

integral house3 The Integral House in Toronto   Canada

integral house4 The Integral House in Toronto   Canada

integral house5 The Integral House in Toronto   Canada

integral house6 The Integral House in Toronto   Canada

Building Permits and Inspections

Probably the most intimidating part of building your own house is the permit process. Not only do the requirements vary from township to township, but at times the decisions made seem so subjective that we find ourselves seething in frustration. However, permits and inspections are a necessary step, and they are in place predominately for your protection. Ask any earthquake victim in Iran. Because I am concerned here with new construction, I won’t go into the permits required for renovation; that’s another story. In a new development, the buyer usually doesn’t have to think about permits; the builder takes care of all the details. With independent projects, you may end up engaging a contractor who hires all the sub- contractors and takes care of the permits. This makes life infinitely easier for the buyer, but you’ll pay for that convenience. In rural areas, because township officials are usually volunteers, they tend to work only one or two hours a week, and often after five o’clock. If you miss their time, you’ll probably have to wait another week. This could run your builder ragged and cause unwelcome delays.

building-permitBuilding Permit Requirement Checklist

If you decide to get the permits yourself, the first thing you want to do is go to the township office and acquire their Code Requirements for Single Family Dwellings, and also their Building Permit Requirement Checklist (or whatever they call these documents). The Code Requirements will cover everything from smoke detectors to egress windows, from stair requirements to insulation, from foundations to chimneys and anything in between. It wouldn’t hurt to send a copy to your log home manufacturer, just in case. The Building Permit checklist, though more simply worded, will be the most important document to familiarize yourself with. If even one of these items are unchecked, you won’t get that permit that day!

Once you start the process, you come to realize that the Construction Permit is the most important, the most sought-after, the most critical objective in your immediate scope. Without it, you cannot even break ground. Since everything ties together, the township wants to make sure you have your “ducks in a row” before they “permit” you to start. There will usually be a one-year time limit to the permit, or a six-month time limit if construction is stopped in the middle. You should budget about $1500-$2000 for your average building permit, unless there unusual circumstances attached to your project (wetlands delineation, variances, etc.).

Requirements For Permit

Here is what may be acquired to qualify for the building permit: TAX CERTIFICATION: This document is to verify the ownership of the land and that payments are current. TWO SETS OF SEALED BUILDING PLANS: What they want is an Architect’s or Building Engineer’s stamp on the plans that come from the home manufacturer. Do not assume that the plans will come pre-stamped. Not all manufacturers have the ability to apply a seal from every state. Included in the building plan will probably be a separate foundation plan, since most log homes do not provide a foundation as part of the building. If there is a separate foundation plan, it too will need to be stamped by a qualified engineer or architect. SIGNED, SEALED ELECTRIC PERMIT APPLICATION: Don’t expect the log home manufacturer to provide electrical drawings. Once you hire an electrician, you’ll have to sit down with him and determine where you are putting your outlets, light switches and fixtures. Local code will determine how close together your outlets will go. Do yourself a favor and put in many more outlets than you think you will need; retrofitting could be unsightly. Also, plan on twice as many light fixtures than a standard home – wood sucks up light like a sponge. While you are at it, it helps to include your cable wires, phone wires and CAT5 in every room, even though you may not think you’ll need it. Once you move into the house, you may change a room’s usage from your original conception – we did, and regretted our shortsightedness. SIGNED, SEALED PLUMBING PERMIT APPLICATION: This is another set of drawings that will not come from the home manufacturer. You and the plumber must figure out where the fixtures are going, and if you live in the country remember that the plumbing needs to hook into your septic. (This permit is separate from the septic design permit).

APPROVED COUNTY SEPTIC DESIGN: The septic design comes from the local civil engineer. The permit application comes from the township, but the septic approval came from the county. HVAC DIAGRAM: Showing where your ductwork is going. DRIVEWAY PERMIT: In some cases, this comes from the Director of Public Works. STATE WELL PERMIT and TOWNSHIP WELL PERMIT (if you are digging your own well): If there is a drought going on, they might put a hold on new well permits, which will put a hold on the whole project. So get it as quickly as possible. PLOT PLAN AND ZONING APPROVAL: The Plot Plan will come from the local civil engineer. This is not the same as a survey, which will be required by the mortgage company. The plot plan shows the location of the house, driveway, well and septic as well as the perimeter of the building envelope. WATER TABLE INVESTIGATION These are the big ones. You might have local wetland delineation issues, easements or setbacks to worry about. Once you get that Construction Permit, treat yourself to a celebratory dinner. You’ll have earned it! The Construction Permit needs to be prominently displayed on the job site. You also need to keep one of those sealed sets of building plans on site at all times, just in case you get a surprise visit from an inspector. Hopefully by now you will have made friends with the township inspector, because he’s going to have a big say in the ease or difficulty of your project. ON REPORT: This will help you determine whether you can dig a basement, or do you need to raise the house up?

The inspections are all spelled out and will be required at each step in the process before you can move on. This could cause a delay of one to several days (not counting bad weather), so think ahead – but not too far ahead. The first inspection will come pretty quick. When your excavator digs the hole for your foundation, the township may inspect the bottom of the footing trenches before placement of footings. If you are using a Superior Walls precast foundation system, there will be no footings so this inspection will be unnecessary. However, the footings for your deck and porches will need to be inspected. There will be a foundation inspection before the backfill is shoveled in. The big inspection will be the framing inspection. This must be done before the insulation is added. Then, there will be an inspection for the plumbing, the electrical panel and wiring, the septic or sewer service, then insulation. At the end of the project, there will be a final inspection before issuance of a Certificate of Occupancy; the inspector will look at the finishing work, the smoke detectors, fixtures, etc. There may be other inspections in between, depending on the township. Unless you are acting as your own general contractor, inspections should not concern you, except that if something fails the whole project grinds to a halt. If you are the Homeowner Builder, you will probably be arranging the inspections yourself, and it helps to know what the township is looking for.

Creative “House on the Flight of Birds”

the creative house

Wonderful house with poetic name “House on the Flight of Birds” was created by Portuguese studio Bernardo Rodrigues Arquitecto. It’s accumulation of curved and rectilinear volumes creating a comfortable and jolly living space. House is located on St. Michael island in the Azores, Portugal. According to the architects, “the microclimate of this farmland offers frequent wind and showers so the first design strategy was to block those winds with a wall, offer diverse patios and covered courtyards on the ground floor protected from rain and open all living space to the natural green around by using glass walls receded from the exterior. On the upper-floor there are the private rooms more enclosed and protected.”

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

the creative house

How Many Americans Have a Passport?

passports

Interesting numbers…

A brief guide to coffee drinks [video]

By the time my daughter was 10, she could order a coffee with every box checked…

Married couples are dethroned

For the first time, unmarried couples form the majority of households, according to data released by the U.S. Census Bureau. In the 2010 Census, married couples represent 48 percent of all households, down from 52 percent in the last Census.

The Chicago Tribune identifies two primary causes for this shift. According to Portland State University demographer Charles Rynerson, the U.S. population is aging, and young people are choosing to marry later. As life expectancy has increased by almost 10 years to 78, more among the older population are likely to be divorced or widowed. Second, 20-somethings are prioritizing work and other choices over marriage. The median age for first marriages for men has climbed from 23 to 28 from the 1960s to 2010. For women, the age has crept up from 20 to 26.

The Census Bureau also reported that opposite-sex unmarried couples living together increased by 13 percent to a total of 7.5 million from 2009 to 2010. Utah leads in households made up of married couples with 61%, while Louisiana trails with the second-lowest percent in the nation.