The LEAP (Living Ecological Alpine Pod), a Prefab Modular Hut for High Altitudes & Mountain Living.


A new modern bivuoac for mountain living. Designed in Italy by Luca Gentilcore and Stefano Testa, the Alpine huts are modular, highly sustainable and complete with a comfortable interior. The LEAP (an acronym for Living Ecological Alpine Pod) is a technologically sophisticated shelter, prefabricated and assembled offsite, that does not alter the environment in which it is placed.



This type of installation represents an interesting form of support to trekking and mountaineering activities with a much lower environmental impact than the traditional mountain shelters. LEAP solves all the problems of existing types of bivouac. It is entirely built off-site, suitable for transport by helicopter and easily installed on location at high altitude requiring a limited number of operations. It is built using state-of-the-art technology for durability and to withstand all kinds of mechanical and atmospheric stress. It offers comfort beyond any present proven standard.

3D models:


Designed to resist the stresses of extreme altitudes the pod has photovoltaic film incorporated in the outer shell to provide the energy necessary to run the installed equipment:



The Interior Space:

Even if limited, the interior space is furnished for a pleasing and rewarding stay under all aspects. The selected materials guarantee durability, hygiene and safety (class A1 fire-reaction) while providing a warm and welcoming interior of refined design. The proposed solutions are fully customizable both for the functional layout and the finish of the materials used. LEAP can be equipped with technological systems for the production of energy and a unit to measure local conditions (self-diagnosis, weather conditions, web-cam, emergency rescue communication) connected with logistic and rescue headquarters. A sanitary module is available, equipped with a biological toilet that disposes of all sewage without polluting the environment.


above: Entrance unit with thermally isolated inner door, storage/drying rack and rescue equipment compartment.


above: Living/dining unit with pantry and cooker (electric induction hob).

above: Sleeping unit with adjustable bunks for maximum comfort, according to the number of users.

The World of Distressed Real Estate – Always Changing

strategy-102-real-estate1-pop_178Foreclosures, Short Sales, REO… The real estate market is full of confusing terms. With so much misinformation surrounding these terms, I want to update you on these distressed property types.

Short Sales have been all the rage lately, with sellers marketing properties at prices well below the rest of the market. Many people believe that short sales offer an opportunity for a good deal on real estate.

A short sale is the sale of a home for a price less than what the owner owes on the mortgage. The sale may close if the lender agrees to a “short” payoff in exchange for release of the bank’s lien on the property — hence the term.

REO stands for Real Estate Owned. It is a class of property owned by a lender, typically a bank, after an unsuccessful sale at a foreclosure auction (more on that below). If there are no interested bidders at auction, then the bank will legally repossess the property. Once the bank repossesses the property, it is listed on their books as REO – Real Estate Owned – and is categorized as an asset (non-performing).

foreclosureAs an REO, the bank will go through the process of selling the property on its own. It will remove some of the liens and other expenses on the home and sell it to the public. These can also be deals listed below the rest of the market (often in need of rehab).

Foreclosure is used when a power of sale clause exists in a mortgage or deed of trust in which the borrower pre-authorizes the sale of the property to pay off the balance on a loan in the event of owner’s default. The lender will attempt to sell the property at auction through a trustee, hence the term “Trustee Sale”.

There is typically a three month period between when a property goes into the foreclosure process and when the property is actually sold at a courthouse auction. During this period, the house is referred to as a "Pre-Foreclosure".

Auction buyers are required to have cash in hand on the courthouse steps. Because of this, foreclosures have often been limited to investors who can bring cash to the sale. Now, John L. Scott Foreclosures is making auctions available to home buyers and investors alike, providing the same experience you’ve come to expect from the industry leader, now in the foreclosure realm. There may be an opportunity for you to take advantage of the current market conditions and get a great deal at auction.

If you are interested in knowing more, please contact me at 206-713-3244, or email me.

Visualizing A Trillion Dollars

Before & After Paint: 22 Home Furniture & Interior Photos

A little painting can go a long way toward transforming the look and feel of a space, so before you change the wallpaper or toss out your old furniture, consider some before-and-after project examples that show how a change in color can liven up a dull space or dampen an overly dramatic one.

ApartmentTherapy covers such projects regularly, but individually they are not quite as interesting – after all, a blue, red and white chair may just not be your thing. Taken together, though, they show just how much you can alter character and mood with a change in tone or brightness.

Bland bathrooms are just plain (and) uncomfortable – and too much white (or pastel) can kill an entry or living space. Highlights on the backs of wall bookshelves or free-standing bookcases can also help add dimension to a space by providing creative contrast.

Do you want to be neighbors with Bill Gates?

medina

Click image for more information.

3227 Evergreen Pt Rd – Medina, WA – Auction this week.

Let me know if I can help. 206-713-3244 or email me.

How to Prep Your Fireplace for the Cold Season

Family sitting by the fireplace

Photo:  Catherine Yeulet/istock

Things to Know Before You Spark Up the Logs

With natural gas and propane prices continuing to rise, you’ll likely be looking to the old fireplace this winter to help cut your home-heating bills. But before you spark up the logs, take heed that fireplaces and chimneys are involved in 42 percent of all home-heating fires. So first make sure yours is up to snuff by following these seven safety tips.

Read the rest here.

Chimney sweepers from the film Mary Poppins

Photo:  The Everett Collection

How Much Has the Recession Impacted Credit Scores?

What you’re looking at is a visualization of the changes in FICO scores for the 200 million U.S. consumers with FICO scores over 3 unique periods of time: 2008 to 2009, 2009 to 2010 and 2010 to 2011. The following are some things to consider as you’re reviewing these figures:

2008-2009 Timeframe:

48.1 million consumers saw their FICO scores drop at least 21 points, representing over 24% of the “scoreable” U.S. population. Scores dropping this much is likely because of negative information appearing on a credit report or the consumer taking on new credit card debt (or a combination of both).During the same time period 45.3 million consumers saw their FICO scores increase by at least 21 points.The increase in scores can be attributed to a reduction in credit card debt and negative information aging off of credit reports. 64 million consumers saw their FICO scores remain in a 20 point window, drifting plus or minus 10 points.This is healthy score movement and is a result of consistent credit management practices.

2009-2010 Timeframe:

The damage to consumer’s FICO scores isn’t as dramatic during this time period (vs.2008-2009), as 40.1 million consumers experience a FICO score drop of at least 21 points. 49.8 million have improved their scores by at least 21 points, which indicates more consumers were paying down credit card balances and avoiding negative credit information. 68.8 million see their scores remain within a 20 point window.

2010-2011 Timeframe:

The damage to consumer’s FICO scores continues to soften from the previous timeframe, with 38.4 million seeing their FICO scores drop by at least 21 points.Interestingly, all three timeframes saw score improvements outpace score decreases, suggesting that more consumers were able to defend their scores from the financial crisis than might be expected.The significant score decreases (those of 51 points or more) are likely caused by a variety of factors including the increase in negative mortgage related credit reporting (foreclosures, settlements, forfeitures of deed, and loan modifications) and the persistence of unemployment and underemployment, which likely resulted in fewer people being able to make payments on their liabilities including student loans, adjusting mortgages, and increasingly higher credit card payments. Further, the filling of income gaps with credit cards likely played a significant role in all score decrease scenarios.

Banks severely limit how REO agents phrase MLS listing descriptions – outrageous

hands tied Banks severely limit how REO agents phrase MLS listing descriptions   outrageous

Truth in advertising is dead. Thanks, banks.

Someone, somewhere, has decided that truth in advertising no longer matters.  Many corporate clients, meaning banks, have started dictating what can, and cannot be said in the MLS.  It isn’t about getting the property sold, but “selling” the property.  This has made working the REO niche a tad complex at times.

Ultimately, a client is going to require certain things; a minimum amount of earnest money, a proof of funds letter, or a pre-approval. Yet, they are not allowing us to put this information out there for buyers and their agents.  Please go back and re-read the first two sentences of this paragraph.  Some REO clients are skittish about potentially disenfranchising buyers, or so it has been said, by specifying what types of financing, if any, a home will qualify for, or minimum amounts of EM they, themselves want.  Many of the banks, servicers, and asset management companies are now saying what they want during negotiations.

Banks forcing agents to fail

As if listing REOs were a drug experiment going on in a secret lab for Big Pharma, we now have “control words” that will kick back a marketing description.  There isn’t exactly a master list of no-no which can’t be used, but it’s basically any ick-tastic phrases in regards to a house.  You know, like if house has mold, damaged or missing mechanicals, missing siding, or perhaps is one of those super special REOs that can only truly be fixed with a Blue Tip and about 5 gallons of Kerosene (sarcasm, kind of) and can only be purchased with cash or a rehab loan.  We are more, and more frequently not permitted to mention these things in the MLS by many of our clients.  Oh, and no photos showing how crappy the condition of a house may be, either.

Since there are about a billion factors that go into the price of an REO listing; it’s not solely up to the discretion of the agent, being able to paint an accurate picture of what is for sale is imperative.  A house may have an awesome kitchen, but it makes no difference if the ceiling has fallen down around it due to a burst pipe, and we aren’t able to say a word about it in the MLS.  When the reins get pulled, and we are hampered by what can be said, the true, provable things, about a home, we are not doing our jobs effectively.

Yeah, we sell houses. But is it really selling when we are not relaying information to buyers, and other agents that they should probably have?  Or is it selling? That cute little spin which often puts Realtors just above or below snakes on the Ten Lists of Most Hated Things.

The Science of Earworms, or Why You Can’t Get that Damn Song Out of Your Head

They go by many names: Brain worms, sticky music (thanks Oliver Sacks), cognitive itch, stuck song syndrome. But the most common (if also the most repugnant) is earworms, a literal translation from Ohrwurm, a term used to describe the phenomenon (and perhaps bring to mind an immediate association with corn earworms). If you’re an academic, you might refer to it as Involuntary Musical Imagery, which, of course, gets condensed to INMI.

What are we talking about? Again, back to the academics, specifically, C. Phillip Beaman and Tim I. Williams from the University of Reading, who in a 2010 paper, explain it like this: “Simply, an earworm is the experience of an inability to dislodge a song and prevent it from repeating itself in one’s head.”

Oh, thaaat.

In the last five years, earworms have become the subject of peer-reviewed scientific studies. In 2006, Steven Brown of Simon Fraser University even studied his own earworms and observed in the Journal of Consciousness Studies that they could be used as a basis for understanding how conscious experience can be split into multiple parallel streams. In 2008, moreover, Finnish researchers published a study that used the Internet to survey age, gender, personality and musical and linguistic competence of 12,420 countrymen who experienced the endless loops in their heads.

A recent entry into this growing literature is: “How do earworms start?” The paper, published online in Psychology of Music on September 27 by researchers from the University of London, characterizes the vast range of things that impel Involuntary Musical Imagery.

The study was an exercise in crowd sourcing. BBC radio station 6 Music runs a morning breakfast show in which listeners describe their earworms. Taking 2,424 reports during several months in both 2009 and 2010, the researchers analyzed 333 of them. The study also included  an analysis of 271 of the 1308 responses to online questionnaires from BBC sites as well as radio networks in the U.S. and Australia. The results are not entirely surprising, but they do demonstrate that almost any thought or sensory perception can hit the “on” switch. Hearing The Village People’s “YMCA” can get the mental tape rolling. Other head music may be induced by a memory from summer camp, the stresses of work or simply the boredom of office meetings.

As a contribution from the science of everyday life, earworms could conceivably provide a window onto what 19th century German memory research pioneer Hermann Ebbinghaus called involuntary memory retrieval. Perhaps. Even if earworm “entomology”comes to naught, though, some of the answers to earworm surveys are still a hoot. Here’s a couple of examples from the Psychology of Music paper that was referenced by a BPS Research Digest blog post, which inspired me to write this one. (Also don’t forget the Internet earworm community.)

—”My bloody earworm is that George Harrison song you played yesterday. Woke at 4:30 this morning with it going round me head. PLEASE DON’T EVER PLAY IT AGAIN!!!”

—“I get it [“Portsmouth”] every time I travel along the same road in Blackpool, seldom anywhere else. When it happens it takes 24 hours to disappear.”

We solicited readers’ nominations for the most annoying earworms yesterday via Facebook. We winnowed the list and now are presenting this poll to ask readers to vote for the worst, most tiresome earworm plaguing us, thanks to supermarket music, radio and TV jingles, waiting room speakers and so on. Vote now to see the outcome.

Image: MarsBars/iStockphoto