Archives for 2019

4 Household Items You Shouldn’t Skimp-Out On

Photo by Skitterphoto from Pexels

From guest columnist Kaelin Waters kaelinwaters@gmail.com

When it comes to furnishing your home, it can be easy to over-spend or tempting to cut corners to save cash. American’s spend an average of $15,215 on furnishing a three-bedroom home. While it’s fine to try and reduce the cost of creating a comfortable home, there are certain household items you shouldn’t skimp on.

Sofas and Couches

Disposable furniture is bad for the environment and your budget in the long run. Great looking couches at low prices can be enticing, but they are rarely as comfortable as they look. Similarly, second-hand couches can have broken supports, stains and even bed bugs. Ensure you have a comfortable place to relax that won’t hurt your back after a long day at work and invest in a quality couch.

Mattresses

A quality mattress is key to creating the haven of relaxation and comfort that should be your bedroom. While the bedframe can wait, you’ll need a mattress right away and a good one if you care about your health and mental wellbeing.

Quality sleep is integral to your physical and mental health. A poor-quality, cheap mattress won’t give you the rest you need to make the most of your day and enjoy your time off at home. Choosing the right mattress should include consideration of more than just price. A quality mattress should support you while you sleep – relieving pressure on muscles and joints, promoting airflow to keep you cool while you slumber and allow you to move freely without disturbing your partner.

In the Kitchen

How we prepare our food is almost as important as what we choose to eat. Pitted, burnt or flaking non-stick applications to pots and pans are bad for your health. Aluminium, nickel coated and copper cook wear have been associated with a number of health risks resulting from the metal compounds dissolving into food when used for cooking. Worn, pitted and scratched posts and pans are the worst culprits and should be replaced with high quality pans – you’ll have fewer cooking disasters and safeguard your health.

Knives are also worth spending a little more on. Low quality knives are more prone to damage as they often lack the tang that attaches to the handle and have thinner blades that can break when trying to cut through harder foods like pumpkins. Quality knives remain sharper for longer and are far less dangerous when it comes to working it the kitchen.

Keeping Things Clean

The cost of household appliances can vary wildly, and while price sometimes makes minimal difference to quality, there are certain appliances that you’ll be pleased you spent a little more on.

Vacuum cleaners don’t only keep our carpets and floors clean, they also have the ability to affect air quality in our homes, trapping allergens and microbes and stopping them from being released into the air indoors. It’s worth spending a little more on a quality vacuum cleaner to be sure it can do this job properly.

Spending a little more on the dishwasher is likely to get you one that does its job reliably well and even gives you more space to stack dishes after a family meal. What’s more, the higher priced dishwashers are also quieter.

How Long To Save Your Down Payment

Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long it would take to save for a down payment in each state.

Using data from HUDCensus and Apartment List, we determined how long it would take, nationwide, for a first-time buyer to save enough money for a down payment on their dream home. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their monthly housing expense.

By determining the percentage of income spent renting in each state, and the amount needed for a 10% down payment, we were able to establish how long (in years) it would take for an average resident to save enough money to buy a home of their own.

According to the data, residents in Kansas can save for a down payment the quickest, doing so in just over 1 year (1.12). Below is a map that was created using the data for each state:

What if you only needed to save 3%?

What if you were able to take advantage of one of Freddie Mac’s or Fannie Mae’s 3%-down programs? Suddenly, saving for a down payment no longer takes 2 to 5 years, but becomes possible in less than a year in most states, as shown on the map below.

Whether you have just begun to save for a down payment or have been saving for years, you may be closer to your dream home than you think! I can introduce you to a mortgage professional who can help you evaluate your ability to buy today.

10 Ways to Live With a Smaller Carbon Footprint

Take these simple steps to reduce your energy use and cut back on waste

From the first disposable coffee cup of the morning to the drive home in rush-hour traffic, many things we do daily have an effect on the planet. But looking at the big picture can be overwhelming — where can we begin? Choosing to make a few impactful shifts at home to shrink your carbon footprint is a great place to start. Read on for 10 doable ways to reduce your carbon impact, and save a little cash along the way to boot.

Why Millennials Buy A Home

  • “The majority of millennials said they consider owning a home more sensible than renting for both financial and lifestyle reasons — including control of living space, flexibility in future decisions, privacy and security, and living in a nice home.”
  • The top reason millennials choose to buy is to have control over their living space, at 93%.
  • Many millennials who rent a home or apartment prior to buying their own homes dream of the day when they will be able to paint the walls whatever color they’d like or renovate an outdated part of their living space.

A Designer’s Top 10 Tips for Increasing Home Value


These suggestions for decorating, remodeling and adding storage will help your home stand out on the market

Unless my clients are designing their forever home, they are usually quite concerned with resale value when discussing renovations big and small. A home is often a person’s largest asset, so design upgrades are not only an aesthetic decision but a financial one as well. As my clients have sold their homes over the years, I have found that these 10 design tips have been the most beneficial in helping their houses stand out from the pack.

The Way Land Is Really Used Across The U.S

One thing that shocks many European tourists in the US is the sheer amount of space. It’s true: America has a lot of room, whether in the width of its streets, the size of people’s yards, and above all, its vast rural expanses. If you’ve ever found yourself thinking, ‘What does America do with all of that space?’, this infographic will open your eyes.

10 Smart Ideas From Beautifully Organized Garages

With coat cubbies, folding counters and other elements, these spaces do a lot more than store a car

Your garage likely has to hold everything from gardening and sports equipment to holiday decorations — not to mention a car. With such a big job to do, it’s no wonder this hardworking space can get a little (or a lot) disorganized. Gather inspiration from these beautifully arranged spaces, and pick and choose from 10 takeaways to get your own garage in shape.

Is Smart Lighting a Smart Choice for You?

A professional offers advice on the latest in smart lighting for your home

Smart lighting promises a new and improved way to light your home. Research has shown that smart lights can improve your sleep, boost your mood and even help you heal faster. But how well do these lighting systems actually work? And which ones are best for you? 

There are four basic types of smart lighting: smart switches, smart bulbs, assisted systems and integrated systems. Read on to discover the pros and cons of each type of smart lighting and how they might be used to make your life at home easier.

How to Map Out Your Kitchen Remodel’s Scope of Work

Help prevent budget overruns by determining the extent of your project, and find pros to help you get the job done

When you’re planning a kitchen remodel, an important early step is to determine your project’s scope of work. Find out what scope of work is and how you can decide what yours will be. Then find the right pros for your project.